The mainland: AED 4,000,000 to 5,700,000
One villa in Fay Al Reeman II, Al Shamkha, and three in Bloom Living, Zayed City.
AED 4,190,000 below the first island villa

8 four bedroom villas listed, in 4 developments
Mainland from AED 4,000,000, islands from AED 8,190,000, nothing between.
Eight villas in four areas: Al Shamkha and Zayed City on the mainland, Hudayriyat and Yas on the islands. Most are still off plan.
Four bedroom villas today
Read off the eight villas listed with us this week. At this size one sale can change several lines.
How the list splits
Four villas sit at or under AED 5,700,000 and four at or over AED 8,190,000. Decide mainland or island before you look at listings.
One villa in Fay Al Reeman II, Al Shamkha, and three in Bloom Living, Zayed City.
AED 4,190,000 below the first island villa
Three in Al Naseem on Hudayriyat Island and one in Yas Acres on Yas Island.
Hudayriyat holds three of the four
Seven million buys the top of the mainland, not an island.
A band of AED 2,490,000 with no villa in it
Where to buy
Two on the mainland, two on the islands, and no price overlap between the two sides.
FromAED 4,000,0001 villa, off plan
Fay Al Reeman II, sold by the developer. The lowest price on this page.
FromAED 4,799,9993 villas, 1 finished
All in Bloom Living, up to AED 5,700,000. The finished one is the AED 5,700,000 villa.
FromAED 8,190,0003 villas, all off plan
All in Al Naseem, up to AED 8,250,000. Two share one price with 867 sq ft between them.
FromAED 9,000,0001 villa, finished
Yas Acres, 7,160 sq ft listed. The top price on this page.
Our listings spell the island Al Hudayriat. Two areas hold one villa each, so a single sale empties them.
Listed with us
In price order, from the mainland entry upward. Most are listed as off plan, so check the status on each before a viewing.
AED 4,000,000
AED 4,199,999
AED 4,699,0004 bed · 5,870 sq ft
Bloom Living, Zayed City
View
AED 5,000,000
AED 5,700,000
AED 7,999,9994 bed · 7,753 sq ft
Saadiyat Lagoons, Saadiyat Island
ViewLaunching now
Launches whose homes reach four bedrooms. A card shows the smallest home and some are towers, so ask for the four bedroom villa price.
Two ways to buy
Most villas on our own list are still off plan, so this choice comes before you look at launches.
| Ready or off plan for a 4 bedroom villa | Ready | Off plan |
|---|---|---|
| Listed with us today | 2: Bloom Living at AED 5,700,000, Yas Acres at AED 9,000,000 | 6, from AED 4,000,000 to AED 8,250,000 |
| When the keys come | At transfer, about four to eight weeks after an agreed price | On the handover date the developer sets |
| An island address | Yas Acres at AED 9,000,000 | Al Naseem from AED 8,190,000 |
| The plot | Seen on site, with its aspect and neighbours | Read from the masterplan until the villa is built |
| Cash if you borrow | 20% or 15% Down Payment under AED 5 million, the bank's figure above | Instalments set by the developer's plan |
Want a finished home? Two are on our list, and one is let. Can you wait for handover? The six off plan villas widen the choice on both sides.
Costs on top of the price
Fees are a share of the price, so the island entry costs about twice the mainland entry in fees too.
| Cost | Amount | Notes |
|---|---|---|
| Transfer fee | 2% of the price | AED 80,000 on the AED 4,000,000 villa, AED 163,800 on the AED 8,190,000 one. |
| Down Payment with a mortgage | 20% expatriates, 15% UAE nationals | For a first home under AED 5 million. Six of the eight sit above it, where the bank decides. |
| Arrangement and valuation | About 1% of the loan, plus valuation | Only when you borrow. Ask the bank for both figures in writing. |
| Community charges | Billed every year | Ask for the last full year's bill in that development before you commit. |
In cash: about AED 4,080,000 with the transfer fee. With a mortgage at 20%: AED 800,000 down plus the AED 80,000 transfer fee, about AED 880,000 on the day, and a loan of AED 3,200,000.
Standard Abu Dhabi rates today. We price each item in writing for the villa you choose.
Monthly repayments
Run AED 4,000,000, then AED 8,190,000. The gap between the two monthly figures is what the island costs you every month.
Monthly repaymentAED 17,336
Arithmetic on the figures you enter. Above AED 5 million each loan is priced on your file, so use the rate from a written bank offer.
Find your development
Three questions point you to one development, with what a four bedroom villa asks there today.
Which development is yours
Three questions, answered from the eight villas on this page.
Start with
The list opens here at AED 4,000,000, with 5,489 sq ft listed. One villa on the mainland, listed as off plan.
Read the Al Reeman guideBased on our list today. At this size one sale changes the answer.
The answer names a development, not a villa, so ask what is live before a viewing.
How to buy
Four steps, and the first one halves the search.
It is an AED 4,190,000 decision. Settle it and the search drops from eight villas to four.
Ask for the status and handover date first, then compare listed size and plot position, since all eight have four bedrooms.
Above that line the bank sets the Down Payment. A written figure also strengthens your offer.
Agree the price and sign the MOU with a deposit. A finished resale transfers in about four to eight weeks.
Keep exploring
Nearby price bands, villas by size and area, and the four areas on this page.
Four bedroom villas, answered
Answered from the eight villas on this page.
The eight listed with us ask AED 4,000,000 to AED 9,000,000. Four sit at or under AED 5,700,000 on the mainland, in Al Shamkha and Zayed City. The other four ask AED 8,190,000 or more on Hudayriyat and Yas islands.
On the mainland, yes. AED 4,000,000 is our entry: a villa in Fay Al Reeman II at Al Shamkha, listed as off plan. It does not reach an island, where the first four bedroom asks AED 8,190,000.
No four bedroom villa of ours is priced there today. Bloom Living tops out at AED 5,700,000 and Al Naseem opens at AED 8,190,000. Tell us your figure and we will watch for one instead of sending the same eight.
Two of our eight: a Bloom Living villa in Zayed City at AED 5,700,000, whose listing says it is rented, and a Yas Acres villa on Yas Island at AED 9,000,000. The other six are listed as off plan, from AED 4,000,000 to AED 8,250,000.
Not on the listed sizes. The AED 5,100,000 Bloom Living villa lists 3,401 sq ft, less than the AED 4,000,000 entry villa at 5,489. Some listings give the plot as the size, so ask for plot and built area before you compare.
Only if a launch prices its four bedroom there. A card shows the project's smallest home, and in 13 of the 14 lowest launches that is a studio, one or two bedroom. Marbella at Bloom Living, which starts at three bedrooms, opens at AED 3,876,000. Ask for the four bedroom price itself.
Your bank sets it. The published 20% for expatriates and 15% for UAE nationals covers a first home under AED 5 million, and six of our eight villas are above that line. Get a pre approval before you offer.
With a 20% Down Payment the loan is AED 3,200,000. Over 25 years at 4.25%, used only as an example rate, that comes to about AED 17,300 a month, before community charges. The calculator reruns it on your bank's rate.
Every villa on this page is priced above the AED 2,000,000 property value the UAE publishes for that route, the entry villa at double it. The Federal Authority for Identity, Citizenship, Customs and Port Security decides each case and the proof it needs.
Four on our list: Fay Al Reeman II in Al Shamkha, Bloom Living in Zayed City, Al Naseem on Hudayriyat Island and Yas Acres on Yas Island. Two of them hold a single villa, so one sale changes the list.
Mainland or island first
Send your price and your side of the water. We reply with the villas that fit, each with its listed size and status, and tell you if your figure falls in the empty band.
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