Plan before you browse
How much property can you buy in Abu Dhabi?
Enter your income, your existing commitments and the cash you have ready. We work out the purchase budget those figures support, the Down Payment behind it and the one off costs of buying in Abu Dhabi, then take you straight to the homes in that range.
Your numbers
Net salary and any other regular income, after deductions.
Car loans, personal loans and the minimum due on your cards.
What you can put toward the Down Payment and the purchase costs.
Sets the indicative loan to value ceiling used below: 85, 80 and 60 percent.
UAE lenders usually cap total debt at 50 percent of income.
What you could buy
AED 2,440,000
Your cash is what caps this figure. More cash raises it faster than more income would.
How it breaks down
Purchase budget
AED 2,440,000
Indicative loan
AED 1,952,000
Down Payment
AED 488,000
Estimated monthly payment
AED 10,850
Loan to value applied
80%
Estimated one off costs
Abu Dhabi transfer fee, 2 percent
AED 48,800
Agency fee, 2 percent
AED 48,800
Mortgage arrangement, 0.25 percent of the loan
AED 4,880
Property valuation
AED 3,000
Registration trustee
AED 4,200
Total one off costs
AED 109,680
What this is based on
- The interest rate is the one you entered above. It is not a rate quoted by any bank.
- Loan to value ceilings are indicative. The lender decides what it will offer you.
- Fees are the usual Abu Dhabi purchase lines and are estimates, not a quote.
- This is a planning tool, not financial advice. Speak to a lender before you commit.