Al Reem Island
FromAED 825,00025 homes
The widest choice here, studios to three bedrooms, in towers by the water.
14 areas, counted from our own stock today
Apartments Under 5 Million in Abu Dhabi
Four million already reaches 63 of our 64 homes. The last million adds one.
Island homes start well below the ceiling: AED 780,000 on Al Maryah, AED 825,000 on Al Reem and AED 1,150,000 on Saadiyat.
64Apartments in this budget today
AED 550,000Entry price
63Already reached at AED 4 million
81Off plan projects in budget
Under AED 5 million today
Apartments under AED 5 million in Abu Dhabi at a glance
Our own listings and projects, not market estimates. The counts move as homes sell.
- Apartments for sale in this budget
- 64, from AED 550,000 to AED 4,629,084
- Off plan projects in this budget
- 81, from AED 407,000
- Areas with a home in budget
- 14, on the islands and the mainland
- Home sizes
- Studio, 1, 2 and 3 bedrooms
- Lowest island entry
- AED 780,000 on Al Maryah Island
- Most choice
- Al Reem Island, 25 homes from AED 825,000
- Golden Visa property value
- AED 2,000,000, with 26 of our homes above it
- Who can buy
- All nationalities, freehold in the investment zones
The honest answer
What each budget actually opens
Five million sounds like the number that removes limits. Our stock says otherwise: every step up to four million adds real choice, and the last million adds almost no homes.
BudgetAED 1M
15 homes22 projects9 areasMostly mainland: Al Ghadeer, Masdar City and Zayed City, plus the first island homes on Al Maryah and Al Reem.
BudgetAED 1.5M
25 homes36 projects10 areasSaadiyat Island opens at AED 1,150,000. Ten more homes than at one million.
BudgetAED 2M
38 homes47 projects11 areasYas Island opens at AED 1,550,000, and the AED 2,000,000 Golden Visa value is reached.
BudgetAED 3M
47 homes62 projects12 areasFahid Island opens, from AED 2,127,078.
BudgetAED 4M
63 homes74 projects14 areasHudayriyat Island and Al Raha Beach open, so all 14 areas are in reach.
BudgetAED 5M
64 homes81 projects14 areasOne more home and seven more projects than at four million.
What the last million really adds
Homes stop growing past four million: 63 become 64, in the same 14 areas. Off plan still adds seven projects, so the top million matters for a launch, not for a listed home.
Set your budget
Move the slider to see how many of our homes, projects and areas it reaches today.
AED 1,000,000AED 5,000,000
64homes for sale
81projects off plan
14areas to choose from
One more home and seven more projects than at four million.
Counts come from our live stock and change as homes sell.
Where to buy
Under five million reaches the islands
The eight areas that hold most of the 64 homes. The count shows how deep the choice is, the price where each area starts.
Yas Island
FromAED 1,550,0008 homes
Golf, beach, theme parks and Etihad Arena close by. One to three bedrooms.
Saadiyat Island
FromAED 1,150,0008 homes
Beside Louvre Abu Dhabi and the beach. Most homes here are still being built.
Fahid Island
FromAED 2,127,0784 homes
Aldar's newest island, between Saadiyat and Yas, low density by design.
Zayed City
FromAED 720,0004 homes
Bloom Living on the mainland, studios to two bedrooms.
Al Ghadeer
FromAED 550,0003 homes
Our lowest entry price, on the Dubai border. Studios and one bedrooms here.
Al Maryah Island
FromAED 780,0002 homes
The lowest island entry, in the financial district with Galleria mall and Cleveland Clinic.
Masdar City
FromAED 699,9992 homes
A sustainable community by the airport, with studios and one bedrooms.
Six more areas hold one or two homes each, among them Al Shamkha from AED 850,000, Al Reef from AED 900,000 and Al Raha Beach at AED 3,600,000.
Listed with us
Apartments for sale now under AED 5 million
Today's homes in this budget, lowest price first.
AED 550,000Studio | Waterfall District | Pool View Terrace
Studio · 1,011 sq ft
Waterfall District, Al Ghadeer
View
AED 699,999
AED 700,000
AED 720,000
AED 780,000
AED 800,000Buy off plan
Projects with apartments under AED 5 million
The lowest launch prices under five million. Each card shows what its smallest home costs.
By home size
Studio to three bedrooms under AED 5 million
Entry prices from our stock today. A two bedroom starts only AED 250,000 above a one bedroom.
| Size | Available | From | Where |
|---|---|---|---|
| StudioThe lowest way into this budget, in Al Ghadeer. | 11 homes | AED 550,000 | Al Reem, Al Ghadeer, Masdar City |
| 1 bedroomThe largest group in this budget. | 25 homes | AED 700,000 | Al Reem, Yas, Saadiyat |
| 2 bedroomsThe lowest two bedroom is in Al Ghadeer. | 20 homes | AED 950,000 | Al Reem, Saadiyat, Yas, Zayed City |
| 3 bedroomsThe lowest is in Al Shamkha. On the islands, most are on Al Reem. | 8 homes | AED 1,800,000 | Al Reem, Yas, Al Maryah |
The decision
Ready home or off plan under AED 5 million
Both work at this budget. The difference is when you need the keys and how you want to pay.
| Ready home or off plan under AED 5 million | Ready | Off plan |
|---|---|---|
| When you move in | At transfer, or when the tenancy ends | At handover, on the date the developer sets |
| How you pay | In full at transfer, or a mortgage from day one | A Down Payment, then instalments across the build |
| What you see | The actual home, view and building | Plans, renders and a show apartment |
| Rent | From the first tenancy | Only after handover |
| Choice of unit | Whatever is on the market that week | Pick the floor and view while the tower sells |
| Price | Today's market price | Launch pricing, which can sit below resale nearby |
Living in it or letting it now? Buy ready. Holding it, or want the payments spread and a chosen floor? Buy off plan.
Before you set the budget
What you pay on top of the price
Plan for about two percent above the price on a cash purchase, more if you borrow.
| Cost | Amount | Notes |
|---|---|---|
| Abu Dhabi transfer fee | 2% of the price | Paid on transfer. Some developers waive it at launch. |
| Mortgage arrangement | About 1% of the loan | Only if you borrow. Valuation adds AED 2,500 to AED 3,500. |
| Mortgage Down Payment | 20%, or 15% for UAE nationals | On a first home under AED 5 million. |
| Service charges | Yearly, by the square foot | Set by each building. Ask before you commit. |
A worked example at AED 1,500,000
In cash: about AED 30,000 for the transfer fee, so about AED 1,530,000 in all. With a mortgage: AED 300,000 as the Down Payment, plus that fee.
Standard rates at the time of writing. We confirm every cost in writing before you commit.
Work out the real number
What it costs you every month
Enter a price. See the Down Payment, the fees on top and the monthly repayment at the rates Abu Dhabi banks lend at.
Try a real price
Every monthAED 6,501
- You borrow
- AED 1,200,000
- Cash you need on day one
- AED 330,000Down Payment plus the transfer fee
- Paid over the full term
- AED 2,250,257
An estimate, not an offer. Rates move, and each bank prices your own file.
How it works
Buying an apartment in Abu Dhabi, step by step
A resale usually takes four to eight weeks from offer to keys.
- 01
Set the real budget
Price plus the 2% transfer fee. If you borrow, get a mortgage pre approval first.
- 02
Shortlist by area
Pick where you will live or let first. The same money buys very different homes on Al Reem and in Al Ghadeer.
- 03
View and check the building
Ask about service charges, the tower's condition and how fast units let there. We tell you what we know about each tower.
- 04
Sign the MOU
Once the price is agreed, buyer and seller sign a memorandum of understanding.
- 05
Bank, transfer and keys
If you borrow, the bank values the home. Fees are paid, the title deed is issued in your name and you get the keys.
Keep looking
Related searches and pages
By budget
By area
Smaller areas in this budget
Questions buyers ask
Questions about apartments under AED 5 million
Today we list 64 apartments from AED 550,000 in 14 areas, plus 81 off plan projects. By size, the entry is AED 550,000 for a studio, AED 700,000 for one bedroom, AED 950,000 for two and AED 1,800,000 for three.
No. In our stock today Al Maryah Island starts at AED 780,000, Al Reem Island at AED 825,000, Saadiyat Island at AED 1,150,000 and Yas Island at AED 1,550,000. Fahid Island, Aldar's newest, starts at AED 2,127,078.
Very little for a listed home. Our stock moves from 63 homes under four million to 64 under five, in the same 14 areas. Off plan gains more, from 74 projects to 81, so the last million matters most if you want a launch.
A studio in Al Ghadeer at AED 550,000. The next lowest studios are in Masdar City at AED 699,999, Zayed City at AED 720,000 and on Al Maryah Island at AED 780,000. Homes sell, so ask us for today's list.
Yes. Buyers of any nationality can own freehold in the investment zones, which include the Al Reem, Saadiyat, Yas and Al Maryah islands, Al Raha Beach and Masdar City. You own the apartment outright, with the title deed in your name.
It can, if the property is worth AED 2,000,000 or more. That value sits in the middle of this budget: 38 of our 64 homes are at or under it and 26 above it, so a two bedroom on Al Reem or Saadiyat can qualify. The authorities confirm each case.
About two percent on a cash purchase: the transfer fee, paid on registration. If you borrow, add about 1% of the loan for arrangement and a valuation of AED 2,500 to AED 3,500. Service charges are yearly and set by each building.
20% of the price for expatriates and 15% for UAE nationals, on a first home under AED 5 million. On an AED 4,000,000 apartment that is AED 800,000 or AED 600,000. Down Payments rise on second homes.
Al Reem Island, by far. We list 25 apartments there under five million from AED 825,000, more than Yas, Saadiyat and Fahid Island together, from studios to three bedrooms.
A resale usually takes four to eight weeks from an accepted offer to the title deed, and less if you pay in cash. Off plan is reserved at once, and the keys come on the handover date the project sets.
Talk to someone who knows the stock
Tell us the budget and we will send what fits it
We send the apartments in your range, with service charges and what each building rents for, and tell you when a home is not worth seeing.
- 64Apartments in this budget today
- AED 550,000Entry price
- 63Already reached at AED 4 million
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