Masterpiece Social

Mohamed Elsebaei

Make a mortgage offer as clear as cash

AI illustration of a floor plan and keys on a property planning desk
In a release dated 18 August 2026 on its H1 2026 market report, ADREC said that in the ready market, 61% of purchases were completed in cash. If you are buying a ready home with a mortgage, you may be competing with offers that need no bank at all. Price matters, but sellers often weigh how certain and how quick a buyer's route to transfer looks. Make your offer easy to trust: attach a current pre-approval, propose a realistic transfer date, have your income documents already gathered and offer quick access for the bank's valuer. Ask your agent to explain the timeline to the seller in plain terms. You cannot remove the bank's steps, but you can show they are organised. Prepared by Masterpiece Property. AI-generated illustration, not a photograph of an actual property or project.

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