Ask for a statement of account each year

Over several years of instalments, small differences can build up: a payment credited to the wrong unit, a charge you did not expect, a receipt that never arrived. Each is easier to resolve while the dates are recent. A statement of account from the developer lists the instalments received, the amounts outstanding and any other charges, giving you a single record to check against your own. Once a year, request the statement in writing and lay it beside your own records: bank confirmations, receipts and the payment schedule in your agreement. Tick each line that matches and mark any that do not. Raise differences with the developer in writing, attaching your proof, and keep the reply. A clean reconciliation each year makes the final payment simpler. Prepared by Masterpiece Property. AI-generated illustration, not a photograph of an actual property or project.