Masterpiece Social

Mohammad Arsheed

Insure your belongings as a tenant

AI illustration of a bright contemporary apartment living room
Many tenants assume that because the building is insured, their belongings must be too. Any cover held by the landlord or the community may protect the structure and shared areas, yet it may not extend to your sofa, laptop, clothes or the bicycle on the balcony. A contents policy is a separate decision, and in a rented home it is usually yours to make. Ask an insurer what a tenant's contents cover includes and what it excludes. Ask about liability as well. If water from your washing machine reaches the apartment below in Al Raha, who pays for the neighbour's damage? Read the exclusions before you buy, not after a claim. Then make a simple list of valuable items with photos, purchase dates and receipts, and store it online. Prepared by Masterpiece Property. AI-generated illustration, not a photograph of an actual property or project.

More from our team

Explore all posts
From our advisors

Keep pace with your buyer's mortgage

When your buyer is financing the purchase, the bank's process becomes part of your timeline. The bank will usually need a valuation visit to your home and a set of documents before it confirms the loan. Any delay on your side, such as a late reply or a missed appointment, can push the transfer date back. Treating the bank's requests as urgent helps keep the sale on track. Give the valuer access quickly and make sure every room and the parking can be shown. Reply to document requests the same day where you can. Ask your agent for a short weekly update on

Read moreAsk us on WhatsApp
From our advisors

Know the defects period after your handover

Some faults only appear after a few months of living in a home: a slow leak behind a wall, a door that drops, an AC unit that struggles in its first summer. Your purchase agreement may set out what happens next. Ask what it states about defects after handover: the period covered, how to log a defect and how quickly the developer aims to respond. Keep two separate, dated records. The first is the snag list agreed at handover, with each item marked when it is fixed. The second is a log of defects that appear later, each with a photo, the date you noticed i

Read moreAsk us on WhatsApp