Insure the property you rent out

Letting a home changes what you need to protect. Ask an insurer about cover designed for a property that is rented out, rather than assuming a policy for an owner who lives there will fit. For a villa, that may include the structure. In both villas and apartments, consider your own contents, such as fitted appliances or furniture you provide, and liability if someone is injured. For an apartment in Al Reem Island or Masdar City, ask the community management company what the building's insurance covers and what it leaves to owners. Ask the insurer, too, how cover works when the home is empty between tenants, since some policies treat vacancy differently. Write the answers side by side: the gap between them is what your own policy should fill. Prepared by Masterpiece Property. AI-generated illustration, not a photograph of an actual property or project.